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Medicare is a federal health insurance program for people age 65 and older. It’s also available for people of any age with certain disabilities. Here, we’ll walk you through the four parts of Medicare, Medicare Supplement, and where dental, vision and hearing benefits fit in.

One of the trickier parts to Medicare is understanding what plans can be combined to create your ideal coverage. Generally, there are two main paths you can choose. From there, you can fine-tune your choices to fit your budget and your lifestyle.

Medicare offers a lot of options, and it can be hard to decide which plans are best for you. No matter what your needs, there are four factors you should always consider when comparing Medicare plans.

Once you’ve found your ideal coverage, you’ll want to know when and how to enroll. Here, we talk about important dates and enrollment periods, and provide a helpful timeline you can print.